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Private Lending Solutions for Real Estate Investors

Fast. Flexible. Reliable Funding Solutions.

Looking to grow your real estate investment portfolio? At Mortgage Capital, we specialize in private money loans that deliver the speed, flexibility, and personal attention investors need to succeed. Whether you’re flipping homes, building from the ground up, or seeking rental income, we’re here to get you funded fast—often in just 5 business days.

Welcome to Mortgage Capital

Since 2005, Mortgage Capital has helped thousands of real estate investors access competitive private loan options. Our mission is simple: provide fast approvals, honest advice, and customized lending solutions backed by responsive service.

Founded on integrity and transparency
Serving both new and seasoned real estate investors
Over 120+ 5-star reviews from satisfied clients

We’re more than a lender—we’re your trusted partner in every investment project.

Options and Solutions

When traditional banks say “no,” we find creative ways to say “yes.” Mortgage Capital specializes in alternative financing solutions that work for investors with unique situations.

What We Offer

Program Highlights

Loan Types

Why Investors Choose Mortgage Capital

Whether you’re buying your first flip or scaling a property portfolio, having the right lender is key. We prioritize clear communication, fast decisions, and creative problem-solving to make your loan process smooth from start to finish.

✔ Personalized guidance from experienced loan officers
✔ No red tape or lengthy bank approvals
✔ Focused on your success as an investor

How it Works

Getting funded is simple. Here’s how it works:

Find

Identify your investment property and send us the property details.

Apply

Select a loan program and submit your application online.

Review

We underwrite your loan quickly and send a quote with terms.

Get Funds

Once you accept, we close fast—often in less than a week.

Start Project

With funds in hand, begin construction, renovation, or acquisition.

We Let Results Speak for Themselves

120+ 5 Star Client Reviews

With over 120 five-star reviews, our clients consistently rate Mortgage Capital as one of the most responsive and helpful private lenders in the business. From first-time investors to full-time professionals, we help make profitable real estate projects happen.

Frequently Asked Questions

What is a hard money loan and why do investors use it?

Hard money loans are asset-based and ideal when speed or credit score flexibility is needed.

Do I need an appraisal to get approved?

Not always. Some programs allow for alternative valuation methods.

How long does it take to close a loan?

Most loans close within 5 to 10 business days, depending on the complexity.

What loan types do you offer?

Bridge, construction, DSCR, and fix & flip loans—all tailored for investors.

Still Have Questions?

If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.