Private Lending Solutions for Real Estate Investors
Fast. Flexible. Reliable Funding Solutions.
Looking to grow your real estate investment portfolio? At Mortgage Capital, we specialize in private money loans that deliver the speed, flexibility, and personal attention investors need to succeed. Whether you’re flipping homes, building from the ground up, or seeking rental income, we’re here to get you funded fast—often in just 5 business days.
Welcome to Mortgage Capital
Since 2005, Mortgage Capital has helped thousands of real estate investors access competitive private loan options. Our mission is simple: provide fast approvals, honest advice, and customized lending solutions backed by responsive service.
✅ Founded on integrity and transparency
✅ Serving both new and seasoned real estate investors
✅ Over 120+ 5-star reviews from satisfied clients
We’re more than a lender—we’re your trusted partner in every investment project.
Options and Solutions
When traditional banks say “no,” we find creative ways to say “yes.” Mortgage Capital specializes in alternative financing solutions that work for investors with unique situations.
What We Offer
- Funding in as little as 5 days
- A flexible and creative approval process.
- When conventional financing is unavailable we will be able to help.
Program Highlights
- Equity-based approvals
- No minimum credit score required
- Loans available for borrowers with bankruptcies or foreclosures
- Stated income loan options
- Funding in as little as 5 days
Loan Types
- Bridge Loans
- Construction Loans
- DSCR Loans
- Fix & Flip Loans
Why Investors Choose Mortgage Capital
Whether you’re buying your first flip or scaling a property portfolio, having the right lender is key. We prioritize clear communication, fast decisions, and creative problem-solving to make your loan process smooth from start to finish.
✔ Personalized guidance from experienced loan officers
✔ No red tape or lengthy bank approvals
✔ Focused on your success as an investor
How it Works
Getting funded is simple. Here’s how it works:
Find
Identify your investment property and send us the property details.
Apply
Select a loan program and submit your application online.
Review
We underwrite your loan quickly and send a quote with terms.
Get Funds
Once you accept, we close fast—often in less than a week.
Start Project
With funds in hand, begin construction, renovation, or acquisition.
Get Started Today
We Let Results Speak for Themselves
120+ 5 Star Client Reviews
With over 120 five-star reviews, our clients consistently rate Mortgage Capital as one of the most responsive and helpful private lenders in the business. From first-time investors to full-time professionals, we help make profitable real estate projects happen.
Frequently Asked Questions
Hard money loans are asset-based and ideal when speed or credit score flexibility is needed.
Not always. Some programs allow for alternative valuation methods.
Most loans close within 5 to 10 business days, depending on the complexity.
Bridge, construction, DSCR, and fix & flip loans—all tailored for investors.
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.