Construction Home Loans for Real Estate Investors
Flexible Financing for Ground-Up Builds and Major Renovations
Building a property from the ground up or undertaking a large-scale renovation? Mortgage Capital offers construction loans designed to help real estate investors and builders access the capital they need—fast.
Our construction loans are built for speed, flexibility, and simplicity. Whether you’re a first-time builder or a seasoned developer, we work closely with you to structure a loan that fits your timeline and budget.
A construction loan is short-term financing used to cover the cost of building or extensively renovating a residential property. Instead of a lump sum, funds are released in stages (called “draws”) as the project progresses.
Unlike conventional loans, our construction loans focus on project value and investor potential—not just credit history.
Fast Closings – Close in as little as 5 to 10 business days
Staged Draw Payments – Receive funds based on your project milestones
Credit-Flexible Approval – No tax returns or W-2s required
Custom Loan Structures – Terms tailored to your project size and scope
No Income Documentation Required – Perfect for full-time investors or self-employed borrowers
Whether you’re building a single-family home, duplex, or larger project, we can help you fund the construction with confidence and speed.
- Real estate investors building homes for resale or rental
- Licensed builders and contractors
- Developers with approved plans and permits
- Investors who need flexible terms without traditional red tape
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
Get Funds
Once you accept, we close fast—often in less than a week.
Start Project
With funds in hand, begin construction, renovation, or acquisition.